What to do when you can’t correct your credit report | FCRA Lawyer Houston TX
Equifax, Experian, and TransUnion handle the majority of credit reporting for Texans, so if you’ve found inaccurate information on your credit report or credit history, you may have already tried to deal with one or all three of them.
Here’s the deal: the credit reporting agencies don’t always get it right when it comes to keeping your information straight, and they don’t always get it right when it comes to correcting it. Or, maybe you don’t know how to prove that a line of credit isn’t accurate, and when they compare your word to that of a lender, they choose the lender over you.
Whatever the case may be, you need a lawyer experienced in the Fair Credit Reporting Act (FCRA) to fight for you in federal court. If you’re in Houston, Austin, San Antonio, D/FW or anywhere in Texas and can’t get Experian, TransUnion, or Equifax to act, give me a call at once: 817-738-1633.
I’m James Foley, PLLC, and I defend consumer rights all across Texas, working to correct errors, inaccuracies, or illegal activity that has soured their credit report and/or credit score. I’ll give you a free consultation, and will do my everything to get your financial status straight again.
If you haven’t already, go to www.annualcreditreport.com for a free, secure credit report, and check it over for any problems.
Inaccurate Credit Report from Experian, Equifax, or TransUnion | Fair Credit Act Texas
Do you really need to pay for a lawyer when you can submit a dispute yourself, or when your dispute doesn’t go exactly as you had hoped? My response is always the same: How can you NOT afford to hire a good lawyer?
Even if I’m not your pick, I cannot stress enough how important it is to have legal defense when it comes to credit reporting accuracy. You may be owed damages that you aren’t aware of. Even if you aren’t awarded damages, accurate credit can save you thousands of dollars long term!
For credit reporting accuracy, FCRA legal representation, and credit reporting issues in general, call James Foley, PLLC. I represent Texans in fair credit reporting cases all across Waco, Tyler, Amarillo, El Paso, or Wichita Falls, reach out to me at once.
Past Accounts Appearing or Reaging on Credit Reports | Austin, El Paso, Houston FCRA Lawyer
You may have a problem with a computer error, bad actor, or accounting mistake. Whatever the situation may be, you’re doing the right thing getting ahead of it. Even more, when you contact a credit reporting lawyer like me, you’ll be in good hands, because I typically can tell you which issue you may be dealing with. Before we meet either over the phone or in my Fort Worth offices, make sure you’re ready for the following:
1. DOWNLOAD YOUR DOCUMENTS
The better your proof is, the more likely you are to win your case and/or receive monetary damages. Once you’ve read that credit report, get it downloaded. Don’t expect anything to get saved after you’ve closed a document or webpage, and that goes especially for credit reports from TransUnion, Equifax, or Experian.
2. DON’T WAIT TO CALL ME AT 817-738-1633
I offer free consultations and will begin your credit dispute for the price of postage.
I’m all about quick and effective action, so you won’t have to wait around very long, nor do you have to worry about my services costing ridiculous amounts. I’m here to serve my neighbors in Fort Worth, Dallas, Arlington, Aledo, Waco, Houston, Austin, San Antonio and all across the great state of Texas.
3. LEGAL ACTION IS YOUR FRIEND
If and when the time comes that a credit reporting agency isn’t buckling, we’ll resort to legal options, using federal court to give you the best possible chance at honest financial reporting.
Whether you’re the victim of reaged accounts, computer errors, identity theft, past bankruptcies, or more, I can help you make it right, and making your opportunity for future credit better. Federal court is anything but intimidating when I’m there to walk you through it, and I’ll even do my best to win you damages in the process. The cases I strive for most are ones where my clients get paid, and my fees are covered by the guilty party as well.
If you have issues with your credit report in Texas, call a lawyer like me at once!
You can’t afford to wait another minute, and I’ll take the first steps on your behalf with cases like this. When you have FCRA issues in Weatherford, Georgetown, San Antonio, Abilene, Grapevine, Benbrook, Houston, Plano, Sherman, Weatherford, Aledo, Richland Hills, HEB, Burleson or Farmers Branch, give me a call. We’ll do everything right and do our best to make sure you come out on top: 817-738-1633.