Fair Credit Reporting Lawyer/Issues with credit report | FCRA Lawyer DFW
If you’re reading this, you may be questioning discrepancies on your credit report. It happens more often than you realize, and it can be much harder to resolve than you may think!
Hiring a lawyer to help correct issues on your credit report is not a bad idea, and in many cases, is necessary to get a fair result. Fair credit reporting is a complicated area, and can be impactful if you’re applying for a home loan or something similar.
The good news is, if you have been impacted by unfair credit reporting, you may be owed damages for your trouble, which means rather than you taking on expenses to hire a lawyer, you’ll come away with more than you started.
If you’re located anywhere in Texas, I’ll represent you if you can’t get a credit reporting error corrected. My name is James Foley, and I’ve fought and won cases for fair credit clients in Texas.
If you’re here because your credit score has changed unexpectedly, and you don’t know why, go to www.annualcreditreport.com for a free credit report, which may show you. If you find something incorrect there, call me, even before you file a dispute with the credit reporting agency.
TransUnion/Experian/Equifax won’t respond to your credit report dispute?
I’m James Foley, PLLC, and I’m a lawyer who specializes in disputing TransUnion, Equifax, and Experian (credit reporting agencies) on behalf of consumers in Texas.
Whether or not you’ve initiated a dispute with these agencies, reach out to me at once. You might think going it alone is the best way to start before asking for legal help, but initiating the first step on your behalf is something I’ll do for as little as the price of postage. If you need to dispute your credit report in Waco, El Paso, Amarillo, Austin, or D/FW, reach out to me at once.
The last thing you need in this process is a delay, which is why you should reach out to me before doing anything else. The statute of limitations on credit reporting cases can be slim, and if you miss it, you’re out of luck.
For FCRA and credit report disputes in Weatherford, Grapevine, Abilene, Georgetown, or Farmer’s Branch. Call James Foley, and let’s do everything to fight and win: 817-738-1633.
How to dispute credit report inaccuracies/legal help for disputes: DFW, Houston, Austin
Have you found inflated or wrongly reported balances for your loans or credit cards? What about old accounts or re-aged amounts on your credit report? Or, maybe you have a name that’s similar to someone else’s and you find their accounts instead of yours! Whether you suffer from any of these problems, or think you may have become a victim of identity theft, do the following:
1. COLLECT AND SAVE YOUR DOCUMENTS
No one is keeping your credit report on file after you’ve looked at it, and downloading a PDF is incredibly simple to do. Save it all and put it in a folder or email it to yourself to save it in the cloud.
If our process moves to federal court, where I’ll argue your credit reporting case before a judge, you’ll need this documentation to prove your right to a victory. As far as credit report issues and credit report lawyers are concerned in Arlington, San Antonio, El Paso, or Houston, look no further than James Foley, PLLC.
2. ACT FAST
Call me for a free consultation at 817-738-1633, and I’ll take a good look at your case.
Like I said, the statute of limitations can be very slim on cases like these, which is why it’s so important to act before it’s too late. Moreover, if an inaccuracy festers in your account, your credit score itself will begin to suffer.
If there’s a discrepancy, I’ll put your dispute on my legal letterhead, which will either get the attention of the agency in charge, or get us started in clearing your name.
A week can make all the difference in properly setting up your case. If you need a credit report lawyer or have credit accuracy concerns in Midland, Galveston, Houston, Amarillo, or San Antonio, then call James Foley, PLLC!
3. TAKING YOUR CREDIT REPORT ISSUE TO COURT
A number of things can be the cause for your credit report inaccuracies, including but not limited to:
- Identity Theft
- Computer Errors
- Re-aged Account Balances
- Past Bankruptcies
Knowing which of the above may be to blame can be hard to figure out, but that’s where I can provide information. Depending on which of these is the problem, and depending on whether the issue is properly addressed by the CRA or not, we may take your case to court.
Taking a case to court may be daunting at first, but I’ve fought and won FCRA lawsuits on behalf of my clients across the good state of Texas, and I’ll fight for your case too, from start to finish. Like I said, depending on the severity of your case, you may be owed money too, meaning my services will cost you little to nothing in the end, on top of having a corrected report again.
Texas Legal Help with TransUnion, Experian, Equifax Credit Report Incorrect
When you call me at 817-738-1633 and we do a free consultation, my goal will be to get you back on the right track towards a stable credit history. You have rights under the law, and I’ll fight to make sure those rights are respected by the powers that be.
Call me, James Foley, today, and get ready to fight and hopefully WIN.